Christmas & Vacation Clubs

Christmas and Vacation Club accounts are available to all members that have the minimum $10.00 share.  Club accounts can be contributed to by either payroll deduction, direct deposit, over the counter or by mail. Club accounts can be contributed to at any time.

Christmas Club Accounts are distributed each October.  On or before October 15th, your Christmas Club Account balance will be transferred to your share account.  If any member would like their Club balance in the form of a check or transferred to their Share Draft account, arrangements may be made.

Because vacations can be taken at any time throughout the year, members can withdraw their Vacation Club funds any time.


Key Benefits

  • Contributions at any time, over the counter, payroll deduction, direct deposit or mail
  • Balance transferred to your share account in October
  • Vacation Club funds available any time


Dividend Rates as of June 27, 2014

Type APR APY
Christmas Club  0.25% 0.25%
Vacation Club 0.25% 0.25%